In short
Introduce UK and international buyers who need finance. We check them against the criteria lenders actually use before they take up more of your time, and we explain each step to them in English. If a case fits and the buyer agrees, we introduce them to one of the leading, reputable specialist mortgage brokers and lenders we work with, who works with them towards a firm loan offer. You hear about the milestones the buyer agrees to share, and referral terms are agreed with you in writing before your first introduction.
Why agents work with us
Fewer viewings with buyers who cannot buy
Many UK and international buyers assume a French mortgage works like one at home. It does not. The lenders that accept non-residents generally want a deposit of around 30%, a loan of at least about €200,000 and a loan that ends by about age 70, and every buyer must keep all repayments within 35% of income. We tell buyers where they stand before they commit to a programme of viewings.
Stronger offers and fewer failed sales
Buyers we prequalify can seek a decision in principle from a lender before they offer, so finance problems surface before the compromis rather than at the end of the loan condition period. The condition suspensive for the loan lasts at least a month by law and usually 45 to 60 days, and a buyer with a lender already engaged has a far better chance of meeting it.
UK and international buyers looked after in English
Your buyers get clear explanations of French lending, notaire fees and timings in English, from people who deal with overseas mortgages every day. You get a French-speaking contact when you need one.
How referrals work
Apply to become a partner
Use the form on this page. It takes two minutes.
We confirm your details and terms
We check your agency details, including your carte professionnelle where you hold one, and agree referral terms with you in writing.
You introduce a buyer
Use the refer a buyer form, or give buyers your partner link. You only pass on contact details, with the buyer’s agreement. You do not need to discuss loans, run figures or send us documents.
We confirm with the buyer
We contact the buyer directly to confirm they are happy to hear from us before we do anything else.
Prequalification and decision in principle
We check the case against lender criteria. If it fits and the buyer agrees, we introduce them to one of the specialists we work with, who works towards a decision in principle and then the firm loan offer.
You stay informed
We let you know when milestones are reached, such as a decision in principle, the loan offer and completion, where the buyer agrees we can share them.
Who can join
- Estate agencies, from single offices to multi-branch networks. Your whole team can refer under one agency partnership.
- Independent agents working with an agency.
- Property finders (chasseurs immobiliers) and buyer’s agents.
- Relocation advisers and developers selling to UK and international buyers.
We are particularly keen to hear from agencies that regularly sell to UK and international buyers in areas such as Provence, the Dordogne, the Alps, the Côte d’Azur, Brittany and Paris.
How buyer details are handled
You pass on the buyer’s name and contact details only, and only once they have agreed. We confirm their consent directly before any further contact, and we never share their financial information with you. The milestones you hear about are the ones the buyer agrees to share. Our privacy notice explains how we use and protect personal data.
Questions from agents
Which buyers should I refer?
Buyers living outside France who need a mortgage for a French property, ideally with a deposit of around 30% and a loan of €200,000 or more. If you are unsure, refer them anyway and we will tell them honestly what is possible.
When is the best time to introduce a buyer?
As early as possible, ideally before they make an offer. That gives time for prequalification and a decision in principle before the compromis is signed.
What information do you need from me?
The buyer’s name, email or phone number, and the property if one has been found. Nothing about their finances.
Will I be kept informed?
Yes, at the milestones the buyer agrees we can share with you, such as a decision in principle, the loan offer and completion.
How are referral terms agreed?
Terms are discussed with each partner and confirmed in writing before your first referral.
Can my whole agency join?
Yes. One partnership covers your agency and all your negotiators can introduce buyers under it.