Last reviewed
In short
Our guides and calculators are general information, not personal advice. Figures are estimates shown with their date and source. French Finance does not lend money and does not arrange or advise on loans. By using this website you accept these terms.
Who runs this website?
French Finance is a trading name of Propertas Ltd, registered in England and Wales, company number 09828477, 2nd Floor, 105 Farringdon Road, London EC1R 3BU. Propertas Ltd is not authorised or regulated by the Financial Conduct Authority. Mortgages on property outside the UK are not currently covered by UK mortgage regulation.
Company number 09828477. Registered office 2nd Floor, 105 Farringdon Road, London EC1R 3BU. French Finance is based in London and is part of the OverseasLend group. You can reach us through our contact page.
Is the information on this site advice?
No. Our guides, answers and calculators are general information about buying and financing property in France. They do not take account of your circumstances. They are not financial, legal or tax advice and they are not a recommendation to take any loan. Before you act, take advice from a suitably qualified professional, for example a tax adviser on French tax and the tax rules where you live or the notaire on the purchase itself.
How reliable are the calculators and estimates?
Calculator results are illustrations. They are worked out from the figures you enter and from rules and rates we record with their date and source. They are not quotes and not offers of credit. A lender’s own figures, the notaire’s final account and the exchange rate on the day will differ. Any mortgage rates we mention are market averages with their source, not offers.
Does French Finance lend money?
No. French Finance does not lend money and does not arrange or advise on loans. If you ask us to and your case fits, we introduce you to one of the leading, reputable specialist mortgage brokers and lenders we work with. Any loan offer comes from a lender in France and depends on that lender’s own criteria and checks. Nothing on this site is an offer of credit or a promise that you will get a loan. Our regulatory information page explains who we work with and how we are paid.
How up to date is the information?
We show the date and source next to the figures we use, and each page shows when it was last reviewed. French taxes, fees, lending rules and rates change, some of them every quarter. Check the date and the source, and confirm current figures with the notaire, the broker or the lender before you rely on them. We work to keep the site accurate but we cannot guarantee that every page is complete, correct or current at the moment you read it.
What about links to other websites?
We link to official and other sources so that you can check our figures. We do not control those websites and are not responsible for their content or availability. A link is not an endorsement.
Who owns the content on this site?
The text, design, calculators and graphics on this site belong to Propertas Ltd or are used with permission. You may view and print pages for your own use and link to any page. You may not copy our content to republish it or use it commercially without our written permission.
How may I use this site?
Please use the site and its forms honestly. In particular you must not:
- send false details, or someone else’s details without their permission;
- try to gain unauthorised access to the site or its systems, or interfere with how they work;
- upload or send anything harmful, such as malicious code;
- use automated tools to copy the site at scale or to send forms.
We may limit or block access where we see misuse.
What is your liability to me?
The site, its guides and its calculators are free to use and are provided as general information. So far as the law allows, we are not liable for any loss that arises from using or relying on the site, its guides or its calculators, or from the site being unavailable. Nothing in these terms limits any liability that cannot be limited by law, such as liability for death or personal injury caused by negligence or for fraud.
Which law applies?
These terms are governed by the law of England and Wales, and the courts of England and Wales deal with any dispute about them.
Can these terms change?
Yes. We may update these terms when our services or the law change. The date at the top of this page shows when they were last reviewed, and the version on the site when you use it applies.